Updated for the August 1, 2026 withholding tables
Ohio Paycheck Calculator 2026: Take-Home Pay and City Tax
Use this Ohio paycheck calculator to see your 2026 take-home pay after federal tax, Ohio income tax and your city or school district tax. Enter your salary or hourly wage, your pay schedule and your IT 4 exemptions, and see every deduction per paycheck and per year.
Ohio changed a lot in 2026. The state moved to a flat 2.75% income tax, and new withholding tables started on August 1. On top of that, most Ohio cities tax wages too, so your address and workplace both matter.
- Ohio withholding tables from August 1, 2026
- City income tax for Columbus, Cleveland and more
- Federal tax per IRS Publication 15-T
- Free, private, no sign-up
2026Federal + all 50 states + DC
Enter your pay and pick your city. Your 2026 Ohio take-home pay updates as you type.
Example take-home pay
$1,883.75 every two weeks
On a $60,000 salary in Ohio (single filer): $48,978 a year after federal income tax, Social Security, Medicare and state taxes.
Estimates for paychecks paid in 2026 using each agency’s published withholding method. Your employer’s payroll may differ by a few cents through rounding or plan details. This is not tax, legal or financial advice.
Last updated October 21, 2026 · Data: 2026 tax rules in force October 2026 (data 2026.10.2) · By Hamza Akram · How we calculate
How to Use the Ohio Paycheck Calculator
Quick answer
Enter your salary or hourly pay, your pay schedule and your federal W-4 details. Then add the exemptions from your Ohio IT 4 and choose your city, such as Columbus or Cleveland, or enter your own city or school district rate. The Ohio paycheck calculator then shows your net pay per check and per year.
Enter your pay.
Salary, or hourly with overtime.
Choose your pay schedule.
Weekly, biweekly, semimonthly or monthly.
Copy your W-4.
Filing status, Step 2 and Step 3 credits set your federal tax.
Copy your IT 4.
Count the exemptions for you, your spouse and your dependents. Each one is worth $650 for withholding.
Add local tax.
Pick your city from the list or type your rate. Add a school district rate if you live in one that taxes income.
Ohio Income Tax Rate 2026
Quick answer
For 2026, Ohio taxes income at a flat 2.75% above $26,050, and income below that is not taxed. However, the withholding tables used from August 1, 2026 run from 1.6% to 3.4%. So many workers will have a bit more withheld than they owe and get a refund when they file.
| Annual wages after exemptions | Withholding rate | Tax on lower amount |
|---|---|---|
| $0 – $26,050 | 1.6% | $0.00 |
| $26,050 – $100,000 | 2.99% | $416.80 |
| Over $100,000 | 3.4% | $2,627.91 |
Source: Ohio Department of Taxation withholding tables effective August 1, 2026. Each IT 4 exemption removes $650 from yearly wages first. Bonuses can be withheld at a flat 2.75%.
Why withholding and tax are different
Ohio’s withholding tables are not the same as its tax rate. Payroll tables are built to cover most people, so they may withhold more than the flat 2.75% you actually owe. Any extra comes back as a refund on your Ohio return.
Ohio Paycheck Example: $60,000 Salary
Quick answer
A single Ohio worker earning $60,000, paid every two weeks with one IT 4 exemption and no city tax, takes home $1,883.75 per paycheck in 2026. That is $48,978 a year. Ohio withholding is $54.33 per check. A 2.5% city tax, like Columbus, would cut the check to $1,826.06.
Biweekly pay stub: $60,000 salary in Ohio (2026)
Earnings
- Gross pay$60,000 ÷ 26 paychecks
- $2,307.69
Taxes
- Federal income taxIRS percentage method, single, standard W-4
- −$193.08
- Social Security6.2%
- −$143.08
- Medicare1.45%
- −$33.46
- Ohio income taxAugust 2026 tables, 1 exemption
- −$54.33
- Net pay
- $1,883.75
Worked exampleOhio paycheck math, step by step
Gross pay: $60,000 ÷ 26 = $2,307.69.
- Federal income tax: $193.08 (IRS percentage method, single).
- Social Security $143.08 and Medicare $33.46.
- Ohio withholding: $60,000 − $650 = $59,350. Then $416.80 + 2.99% × ($59,350 − $26,050) = $1,412.47 a year, or $54.33 per check.
Take-home pay before city tax: $1,883.75.
Ohio City Income Tax and School District Tax
Quick answer
Most Ohio cities and villages tax wages, usually at 1% to 2.5%. Columbus, Cleveland, Toledo, Akron and Dayton charge 2.5%, and Cincinnati charges 1.8%. Your employer withholds the tax for the city where you work. Some school districts also tax the income of people who live in them.
| City | City rate | City tax per paycheck | Take-home per paycheck |
|---|---|---|---|
| Columbus | 2.5% | $57.69 | $1,826.06 |
| Cleveland | 2.5% | $57.69 | $1,826.06 |
| Cincinnati | 1.8% | $41.54 | $1,842.21 |
Note: Ohio city taxes apply to Medicare wages, so a 401(k) does not lower them. If you live in one taxing city and work in another, your home city may give a credit for tax paid to the work city, but rules differ.
School district income tax
Many Ohio school districts levy their own income tax on residents, whatever city they work in. If yours does, your employer should withhold it after you report your district on Form IT 4. You can look up any address with the Ohio Department of Taxation’s free tool, The Finder.
Ohio Take-Home Pay by Salary
Quick answer
Before city tax, a single Ohio worker keeps about $41,242 of a $50,000 salary, $59,732 of $75,000 and $76,572 of $100,000 in 2026. A 2.5% city tax lowers each amount by about $1,250 to $2,500 a year.
| Salary | Federal income tax | Ohio income tax | Social Security + Medicare | Take-home pay per year | Per paycheck |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $515 | $2,295 | $25,770 | $991.14 |
| $40,000 | $2,620 | $814 | $3,060 | $33,506 | $1,288.67 |
| $50,000 | $3,820 | $1,113 | $3,825 | $41,242 | $1,586.21 |
| $60,000 | $5,020 | $1,412 | $4,590 | $48,978 | $1,883.75 |
| $75,000 | $7,670 | $1,861 | $5,738 | $59,732 | $2,297.37 |
| $100,000 | $13,170 | $2,608 | $7,650 | $76,572 | $2,945.06 |
| $150,000 | $24,734 | $4,306 | $11,475 | $109,485 | $4,210.97 |
| $200,000 | $36,734 | $6,006 | $14,339 | $142,921 | $5,496.97 |
Try your own salary and city in the Ohio paycheck calculator above. The local tax line often matters more than the state line.
Ohio Hourly Paycheck Calculator
Quick answer
At $20 an hour for 40 hours, a single Ohio worker takes home $668.14 a week before city tax. With five overtime hours, take-home rises to $784.18. Ohio’s 2026 minimum wage is $11.00 an hour for larger employers, and tipped workers can be paid half of that plus tips.
| Item | 40 hours | 45 hours (5 overtime) |
|---|---|---|
| Gross pay | $800.00 | $950.00 |
| Federal income tax | −$54.08 | −$72.08 |
| Social Security and Medicare | −$61.20 | −$72.68 |
| Ohio income tax | −$16.58 | −$21.07 |
| Take-home pay | $668.14 | $784.18 |
Ohio Bonus Tax
Quick answer
Ohio lets employers withhold a flat 2.75% on bonuses and other supplemental pay. Add 22% federal withholding and FICA, and a $5,000 bonus leaves about $3,380.00 before city tax. Your city also taxes the bonus at its regular rate.
Federal Taxes on Every Ohio Paycheck
Quick answer
Federal taxes are the largest part of most Ohio paychecks. Federal income tax depends on your W-4 and the 2026 IRS tables. Social Security is 6.2% of wages up to $184,500, and Medicare is 1.45% of all wages, plus 0.9% above $200,000.
| Tax rate | Single | Married filing jointly |
|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 |
| 12% | $12,401 – $50,400 | $24,801 – $100,800 |
| 22% | $50,401 – $105,700 | $100,801 – $211,400 |
| 24% | $105,701 – $201,775 | $211,401 – $403,550 |
| 32% | $201,776 – $256,225 | $403,551 – $512,450 |
| 35% | $256,226 – $640,600 | $512,451 – $768,700 |
| 37% | Over $640,600 | Over $768,700 |
Source: IRS Revenue Procedure 2025-32. The 2026 standard deduction is $16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household.
Ohio vs. Other States
Quick answer
Before city tax, Ohio has one of the lightest state tax bills among large states. On $60,000, a single worker keeps $48,978 in Ohio, compared with $48,091 in Michigan and $48,506 in Pennsylvania. After a 2.5% city tax, though, Ohio drops to about $47,478.
How to Raise Your Ohio Take-Home Pay
Quick answer
Pre-tax benefits shrink your taxable pay. On a $75,000 Ohio salary, a 6% 401(k) puts $173.08 a paycheck into savings, yet take-home pay falls by only $129.83. The saving comes mostly from federal tax, plus a little Ohio tax; city tax does not change.
- Contribute to a 401(k) or 403(b), up to $24,500 in 2026.
- File an updated IT 4 so your exemptions and school district are right.
- If you work in one city and live in another, check whether you owe or can claim a credit at home.
- Expect a possible Ohio refund for 2026, because withholding can run above the 2.75% rate.
Why Your Ohio Pay Stub May Differ
Our Ohio paycheck calculator uses the August 2026 tables and the listed city rates. Your stub may still differ because of:
- Paychecks before August 1, 2026, which used the earlier Ohio tables.
- A city or school district rate that differs from the one you entered.
- Health, dental or vision premiums and other benefits taken before tax.
- Extra withholding you asked for on your federal W-4 or state form.
- Garnishments, union dues or other after-tax deductions.
- High year-to-date wages, after which Social Security stops for the year.
See how we calculate or contact us.
Ohio Paycheck Calculator FAQ
What is the Ohio income tax rate for 2026?
A flat 2.75% on taxable income above $26,050, with no tax below that amount. Withholding tables, however, run from 1.6% to 3.4%.
How much tax is taken out of a paycheck in Ohio?
For a single $60,000 earner, about 18% before city tax: federal tax, FICA and Ohio withholding. A 2.5% city tax brings it to about 21%.
What is the Columbus city income tax rate?
2.5%. Cleveland, Toledo, Akron and Dayton also charge 2.5%, while Cincinnati charges 1.8%.
What is $60,000 after taxes in Ohio?
About $48,978 a year before city tax, or $1,883.75 every two weeks, for a single filer in 2026.
Why did my Ohio withholding change in August 2026?
Ohio issued new withholding tables for wages paid on or after August 1, 2026, to reflect the move to a flat income tax.
Do I pay Ohio school district income tax?
Only if you live in a district that levies one. Use the Ohio Department of Taxation’s The Finder to check your address.
Estimates, not tax advice
This Ohio paycheck calculator gives estimates based on 2026 Ohio, city and IRS rules. It is not tax, legal or financial advice. City rates change, and your employer’s payroll settings decide your real withholding.
Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding MethodsInternal Revenue Service Official
- Contribution and Benefit Base (2026 Social Security wage base)Social Security Administration Official
- Tax Withholding EstimatorInternal Revenue Service Official
- Employer WithholdingOhio Department of Taxation Official
- The Finder (city and school district lookup)Ohio Department of Taxation Official
- Ohio Releases Modified 2026 Withholding FormulasEY Tax News
Check your Ohio paycheck
Now you know how Ohio’s new rate, the August tables and city taxes fit together. Enter your own pay and city in the Ohio paycheck calculator above.