Updated for Georgia’s 4.99% rate (retroactive to January 1, 2026)
Georgia Paycheck Calculator 2026: Take-Home Pay at 4.99%
This Georgia paycheck calculator shows your 2026 take-home pay after federal tax and Georgia’s new 4.99% income tax. Enter your salary or hourly wage, your pay schedule and your G-4 choices, and you will see each deduction per paycheck and per year.
Georgia cut its rate from 5.19% to 4.99% for 2026 and raised its standard deductions. The Department of Revenue issued revised withholding tables in June 2026, so paychecks since then reflect the lower tax.
- Georgia’s revised 2026 withholding formula
- Higher 2026 standard deductions
- Federal tax per IRS Publication 15-T
- Free, private, no sign-up
2026Federal + all 50 states + DC
Enter your pay and G-4 allowances. Your 2026 Georgia take-home pay updates as you type.
Example take-home pay
$1,851.71 every two weeks
On a $60,000 salary in Georgia (single filer): $48,145 a year after federal income tax, Social Security, Medicare and state taxes.
Estimates for paychecks paid in 2026 using each agency’s published withholding method. Your employer’s payroll may differ by a few cents through rounding or plan details. This is not tax, legal or financial advice.
Last updated October 21, 2026 · Data: 2026 tax rules in force October 2026 (data 2026.10.2) · By Hamza Akram · How we calculate
How to Use the Georgia Paycheck Calculator
Quick answer
Enter your salary or hourly pay, choose your pay schedule and copy your federal W-4. Then add your Georgia G-4 marital status and your dependent and additional allowances. The Georgia paycheck calculator applies the 4.99% rate and the 2026 deductions, then shows your net pay per check and per year.
Enter your pay.
Salary, or hourly with overtime.
Choose your pay schedule.
Weekly, biweekly, semimonthly or monthly.
Copy your W-4.
Federal filing status, Step 2 and Step 3 credits.
Copy your G-4.
Single, married filing jointly with one or both spouses working, married filing separately, or head of household, plus your allowances.
Add pre-tax deductions.
401(k), health and HSA amounts lower both federal and Georgia tax.
If you never filed a G-4, Georgia employers generally withhold as if you are single with zero allowances. So filing one can raise your take-home pay if you have dependents.
Georgia Income Tax Rate 2026
Quick answer
Georgia taxes income at a flat 4.99% in 2026, down from 5.19% in 2025. The cut came from House Bill 463 and applies back to January 1, 2026. The same law raised the standard deduction to $15,000 for single filers and $30,000 for married couples filing jointly.
| G-4 status | Standard deduction | Each dependent or additional allowance |
|---|---|---|
| Single or head of household | $15,000 | $5,000 |
| Married filing separately, or jointly with both spouses working | $15,000 | $5,000 |
| Married filing jointly, one spouse working | $30,000 | $5,000 |
Source: Georgia Department of Revenue, Employer’s Tax Guide (revised June 2026), as summarized in the NFC Georgia withholding bulletin. The previous amounts were $12,000, $24,000 and $4,000.
How Georgia withholding works
First, payroll annualizes your wages. Next, it subtracts your standard deduction and $5,000 for each allowance. Then it multiplies the rest by 4.99% and divides by your number of paychecks. Because there is only one rate, this Georgia paycheck calculator matches payroll closely.
You may get some 2026 tax back
The 4.99% rate applies to all of 2026, but paychecks before the June tables were withheld at the old rate and deductions. Any extra withheld early in the year should come back when you file your 2026 Georgia return.
Georgia Paycheck Example: $60,000 Salary
Quick answer
A single Georgia worker earning $60,000 and paid every two weeks takes home $1,851.71 per paycheck in 2026, or $48,144 a year. Georgia tax is $86.37 per check, which is $2,245.50 for the year. Federal income tax, Social Security and Medicare take another $369.62.
Biweekly pay stub: $60,000 salary in Georgia (2026)
Earnings
- Gross pay$60,000 ÷ 26 paychecks
- $2,307.69
Taxes
- Federal income taxIRS percentage method, single, standard W-4
- −$193.08
- Social Security6.2%
- −$143.08
- Medicare1.45%
- −$33.46
- Georgia income tax4.99%, single, 0 allowances
- −$86.37
- Net pay
- $1,851.71
Worked exampleHow the Georgia paycheck calculator gets $1,851.71
Gross pay: $60,000 ÷ 26 = $2,307.69.
- Federal income tax: $193.08 (IRS percentage method, single).
- Social Security $143.08 and Medicare $33.46.
- Georgia tax: ($60,000 − $15,000) × 4.99% = $2,245.50 a year, or $86.37 per check.
Take-home pay: $1,851.71 per paycheck.
Under the old 2025 rules, the same paycheck would have lost $95.82 a check to Georgia tax: ($60,000 − $12,000) × 5.19% ÷ 26. So the 2026 changes add about $246 a year to this worker’s pay.
Georgia Take-Home Pay by Salary
Quick answer
A single Georgia worker keeps about $40,608 of a $50,000 salary, $58,598 of $75,000 and $74,938 of $100,000 in 2026. Georgia has no city or county income tax, so these amounts apply in Atlanta, Savannah, Augusta and everywhere else in the state.
| Salary | Federal income tax | Georgia income tax | Social Security + Medicare | Take-home pay per year | Per paycheck |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $748 | $2,295 | $25,536 | $982.17 |
| $40,000 | $2,620 | $1,248 | $3,060 | $33,072 | $1,272.02 |
| $50,000 | $3,820 | $1,746 | $3,825 | $40,608 | $1,561.87 |
| $60,000 | $5,020 | $2,246 | $4,590 | $48,144 | $1,851.71 |
| $75,000 | $7,670 | $2,994 | $5,738 | $58,598 | $2,253.79 |
| $100,000 | $13,170 | $4,242 | $7,650 | $74,938 | $2,882.25 |
| $150,000 | $24,734 | $6,736 | $11,475 | $107,054 | $4,117.48 |
| $200,000 | $36,734 | $9,232 | $14,339 | $139,696 | $5,372.90 |
Atlanta Paycheck Calculator: Local Taxes in Georgia
Quick answer
Atlanta has no city income tax, and neither does any other Georgia city or county. So an Atlanta paycheck is taxed exactly like one in Macon or Athens. You can use this Georgia paycheck calculator for any job in the state without adding a local rate.
Local governments in Georgia rely on sales and property taxes instead. For example, sales tax in the city of Atlanta is higher than the 4% state rate because of local add-ons, so budget for that separately.
Georgia Hourly Paycheck Calculator
Quick answer
At $20 an hour for 40 hours, a single Georgia worker takes home $659.20 a week in 2026. With five overtime hours at 1.5×, weekly take-home rises to $772.24. Most Georgia jobs follow the federal minimum wage of $7.25 an hour.
| Item | 40 hours | 45 hours (5 overtime) |
|---|---|---|
| Gross pay | $800.00 | $950.00 |
| Federal income tax | −$54.08 | −$72.08 |
| Social Security and Medicare | −$61.20 | −$72.68 |
| Georgia income tax | −$25.53 | −$33.01 |
| Take-home pay | $659.20 | $772.24 |
Georgia’s 2026 law also created new state deductions for some tips and overtime pay for 2026 through 2028. These are claimed on your Georgia return, so they do not change regular withholding in this Georgia paycheck calculator.
Georgia Bonus Tax
Quick answer
Georgia generally withholds on bonuses at the same 4.99% rate. With 22% federal withholding, Social Security and Medicare, a $5,000 bonus leaves about $3,268.00. If your total 2026 tax is lower than what was withheld, you get the difference back when you file.
Federal Taxes on Every Georgia Paycheck
Quick answer
Federal taxes still take the biggest bite of a Georgia paycheck. Federal income tax depends on your W-4 and the 2026 IRS tables. Social Security is 6.2% of wages up to $184,500 in 2026, and Medicare is 1.45% of all wages, plus 0.9% above $200,000.
| Tax rate | Single | Married filing jointly |
|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 |
| 12% | $12,401 – $50,400 | $24,801 – $100,800 |
| 22% | $50,401 – $105,700 | $100,801 – $211,400 |
| 24% | $105,701 – $201,775 | $211,401 – $403,550 |
| 32% | $201,776 – $256,225 | $403,551 – $512,450 |
| 35% | $256,226 – $640,600 | $512,451 – $768,700 |
| 37% | Over $640,600 | Over $768,700 |
Source: IRS Revenue Procedure 2025-32. The 2026 standard deduction is $16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household.
Georgia vs. Other States
Quick answer
On a $60,000 salary, a single Georgia worker keeps $48,144 in 2026. That is a little less than North Carolina ($48,466) and Ohio before city tax ($48,978), and about $2,250 less than Florida. Georgia’s rate cuts have narrowed the gap with its neighbors.
How to Raise Your Georgia Take-Home Pay
Quick answer
Pre-tax benefits shrink your taxable pay. On a $75,000 Georgia salary, a 6% 401(k) puts $173.08 a paycheck into savings, yet take-home pay falls by only $126.36. Georgia follows the federal rule, so a 401(k) lowers both federal tax and the 4.99% state tax.
- File an updated G-4 that lists your dependents. Each allowance now removes $5,000.
- Contribute to a 401(k) or 403(b), up to $24,500 in 2026.
- Use pre-tax health and HSA benefits.
- Check your 2026 return for the new Georgia tip and overtime deductions if they apply to you.
Why Your Georgia Pay Stub May Differ
Our Georgia paycheck calculator uses the revised June 2026 formula. Your real stub may still differ because of:
- Paychecks before your employer installed the June 2026 tables.
- A G-4 status or allowance count that differs from what you entered.
- Health, dental or vision premiums and other benefits taken before tax.
- Extra withholding you asked for on your federal W-4 or state form.
- Garnishments, union dues or other after-tax deductions.
- High year-to-date wages, after which Social Security stops for the year.
Read how we calculate or contact us.
Georgia Paycheck Calculator FAQ
What is the Georgia income tax rate for 2026?
A flat 4.99%, down from 5.19% in 2025. The cut is retroactive to January 1, 2026.
What is the Georgia standard deduction for 2026?
$15,000 for single filers and heads of household, and $30,000 for married couples filing jointly. Each dependent adds $5,000.
How much tax is taken out of a paycheck in Georgia?
For a single $60,000 earner, about 20% of each paycheck: federal income tax, Social Security, Medicare and 4.99% Georgia tax.
Does Atlanta have a city income tax?
No. No Georgia city or county taxes wages, so Atlanta paychecks only pay federal and Georgia state tax.
What is $60,000 after taxes in Georgia?
About $48,144 a year, or $1,851.71 every two weeks, for a single filer in 2026.
What is $100,000 after taxes in Georgia?
About $74,938 a year, or $2,882.25 per biweekly paycheck, for a single filer in 2026.
Estimates, not tax advice
This Georgia paycheck calculator gives estimates based on 2026 Georgia and IRS rules. It is not tax, legal or financial advice. Your employer’s payroll settings decide what is actually withheld.
Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding MethodsInternal Revenue Service Official
- Contribution and Benefit Base (2026 Social Security wage base)Social Security Administration Official
- Tax Withholding EstimatorInternal Revenue Service Official
- Withholding TaxGeorgia Department of Revenue Official
- Georgia State Income Tax Withholding (2026 formula)USDA National Finance Center Official
- Georgia DOR Releases Revised Withholding Formula for 2026EY Tax News
See your Georgia take-home pay
Now you know how Georgia’s 4.99% rate and higher deductions change your pay. Enter your own numbers in the Georgia paycheck calculator above.